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The RBI has granted in-principle approval for payment aggregator licenses to several companies, including Reliance Payment and Pine Labs, over the past year. Typically, the central bank takes nine months to a year to issue full approval following the in-principle approval. The Bengaluru-headquartered startup, valued at $6.4 billion, received the in-principle approval from the Reserve Bank of India (RBI) for the payment aggregator license this week, according to two sources familiar with the matter. The challenge is that banks have seldom been first movers, and have traditionally tread with caution into new spaces and new endeavors. McCarthy noted that, in one example, a Thredd client, Treezor — a banking-as-a-service firm — is owned by Societe Generale. Startups are the core of TechCrunch, so get our best coverage delivered weekly. We’re always on the lookout for opportunities to partner with innovators and disruptors. The changes are part of the EU’s Digital Markets Act (DMA), which aims to provide users with more choice and give rivals a fair chance to compete, according to the report. However, the industry groups fear that these adjustments could negatively impact their revenues. DoorDash Looks to Voice AI to Drive White-Label Adoption As a result of its work, Pattern is seeing net revenue retention figures that “rival some of the best-in-class SaaS providers,” he added. Wright referred to the past year as “the year of the e-commerce aggregator,” with companies, like Thrasio, Berlin Brands, Perch and others, operating in a hyper competitive market. These companies together have raised billions of dollars in equity and debt funding in 2021 alone. Christine Hall wrote about enterprise/B2B, e-commerce, and foodtech for TechCrunch, and venture capital rounds for Crunchbase News. The company is fine-tuning a dispatching system to predict arrival times for customers and drivers. 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Responsible adoption of deep learning, with prudent safeguards in place, is a once-in-a-generation opportunity that could materially improve outcomes for millions of American investors. The banks have got to play some catch up, as they’re competing with Apple Pay circa 10 years ago, when the world is moving on to directory services, risk and authentication. We think the embedded approach will be one of the most innovative and dynamic areas of pricing, packaging, and distribution in the applied AI model era. The world of applied AI is evolving so quickly that identifying the winning business model will require curiosity, iteration, and agility. Investors who have the company-building experience to recognize past patterns and thoughtfully apply them to this innovation cycle can help in that discovery journey. Back in March, at Verizon’s Investor Event, the company announced +Play, a free web-based platform exclusive to Verizon customers that aggregates subscription services across entertainment, music, gaming, fitness, lifestyle and more. Founded in late-2017 by Ashish Mehta and Kaushik Paranjape, San Francisco-Pune-based OnlineSales.ai enables a technology-led Co-op Marketing ecosystem for multi-brand outlets and online aggregators. Similarly, with the food aggregator business cooling off during the lockdown, Zomato and Swiggy turned to online grocery deliveries to boost revenues and employee productivity in India. The pandemic has provided an opportunity for hyperlocal food-delivery service providers to diversify their operations to boost revenues and make their business more resilient to the changing economic cycles and consumer behavior, the report said. 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